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Consumer Loans


Build your life.

Life doesn’t always follow a plan, and your financing shouldn’t feel rigid. Our consumer loan options are designed to give you flexibility, clarity, and support when you need it most


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Personal Loans

Designed around your needs

Personal loans give you the flexibility to handle life’s expenses, planned or unexpected. Whether you’re consolidating debt, covering an emergency, or making a major purchase, our personal loan options help you move forward with confidence.

  • Loan amounts from $1,000 to $15,000
  • Terms up to 60 months, based on loan purpose and repayment source
  • No collateral required
  • Local support from a team that’s ready to help
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Secured Loans

Use your savings to access funds

If you have a Bay State savings or Certificate of Deposit (CD), a secured loan allows you to borrow against your funds as a practical way to access money when you need it. It’s a cost-effective option for expenses like tuition, major purchases, or added financial flexibility, with fast approval and support from a local, experienced team.

  • Loan amounts starting at $1,000
  • Prompt attention and fast approval
  • Access up to 90% of funds held on deposit
  • Open-end loan payable on demand
  • Fast approval and local support from an experienced team
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Auto Loans

Make every mile count

Whether you’re buying a new or used vehicle or refinancing an existing auto loan, our auto loan options are designed to fit your needs. With local decision-making and experienced guidance, we’re here to help you choose financing that works for you.

  • Flexible loan options for new, used, and refinanced vehicles
  • Competitive rates and terms designed to fit your budget
  • Local support from a team that’s ready to help

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Your money is 100% safe
and insured with us!

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