FDIC
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
No nonsense, yes common sense. Get funds fast with flexible terms and a team that actually listens.
| Account Type | APR* |
|---|---|
| Personal Loan Up to 60 Months | 14.50% |
| Statement Savings | APY + 3.00% |
| Certificate Loans | APY + 3.00% |
* Personal Loan Disclosure: *Rate may change at any time without notice. The loan rate on a statement savings loan is determined by adding 3.00% to the current Annual Percentage Yield (APY) on the statement savings account. The loan rate on a certificate loan is determined by adding 3.00% to the current Annual Percentage Yield (APY) on the certificate of deposit. Applicants can borrow up to 90% of the monies held on account with Bay State Savings Bank. Minimum loan amount is $1,000.00. The maximum interest rate is 18.00%. These loans are open-end and payable on demand. Repayment will be due in monthly installments. Monthly payment amounts will vary depending on your loan amount and interest rate.
All loans are subject to credit approval.
| Account Type | APR* |
|---|---|
| Statement Savings | APY + 3.00% |
| Certificate Loan | APY + 3.00% |
* Statement Savings & Certificate Loans: *Rate may change at any time without notice. The loan rate on a statement savings loan is determined by adding 3.00% to the current Annual Percentage Yield (APY) on the statement savings account. The loan rate on a certificate loan is determined by adding 3.00% to the current Annual Percentage Yield (APY) on the certificate of deposit. Applicants can borrow up to 90% of the monies held on account with Bay State Savings Bank. Minimum loan amount is $1,000.00. The maximum interest rate is 18.00%. These loans are open-end and payable on demand. Repayment will be due in monthly installments. Monthly payment amounts will vary depending on your loan amount and interest rate.
All loans are subject to credit approval.
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