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Business Checking

Never stop growing.

Keep your business running smoothly with an account that supports how you manage, move, and access your money. Whether you’re launching, growing, or scaling, your day-to-day just got easier.


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Business Essentials

Start Your Engine!

  • First 100 transactions free with $0.25 per transaction after 100
  • $75 in a one-time check order refund for new business relationships
  • Bay State Bank Business Debit Card
  • $100 minimum opening deposit
  • No Minimum Balance Requirement
  • Free Business Online & Mobile Banking, Mobile Check Deposits, Telephone Banking, Bill Pay, and EZ Statements
  • Unlimited Deposit Insurance*
  • Dedicated Relationship Manager
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Business Advantage

You’re Taking off

  • $15 monthly maintenance fee that is waived with a $5,000 daily balance*
  • First 300 transactions free and $0.25 per transaction after
  • $75 in a one-time check order refund for new business relationships
  • $100 minimum opening deposit
  • Free Business Online & Mobile Banking and Mobile Check Deposits
  • Telephone Banking, Bill Pay, and EZ Statements
  • Unlimited Deposit Insurance*
  • Dedicated Relationship Manager
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Business Premier

Maximize Your Business!

  • $10 monthly service charge that could be $0 when offset with earnings credit*
  • $0.15 ACH Deposit/Withdrawal; $0.20 check paid fee; $.0.70 per deposit fee; $0.10 per deposited item fee
  • $150 in a one-time check order refund for new business relationships
  • $100 Minimum Opening Deposit
  • Monthly fee and per item charges may be offset by the earnings credit rate
  • Free Business Online & Mobile Banking and Mobile Check Deposits
  • Free Telephone Banking, Bill Pay, and EZ Statements
  • Unlimited Deposit Insurance*
  • Dedicated Relationship Manager

No two credit cards are alike.

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Your money is 100% safe
and insured with us!

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We’re here to help.

Let’s Talk

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